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Posted by on Oct 14, 2017 in Natural Disasters | 0 comments

Insult to Injury: Dealing with FEMA after Harvey

I never pretend to understand, or really care for that matter, about numbers very much. Numbers bore me.

I guess I need to start caring though because I need to start learning how my insurance works. Ever since my partner left me, I have been struggling to learn about our, now my, finances. They’re just so boring, and there are so many numbers.

I was going to get a financial helper person, but, ever since Hurricane Harvey devastated practically everything worthwhile in Houston, that plan will have to be delayed for a bit longer.

I won’t name the name of my insurance company, but I will probably not be using them anymore because they are neither Allstate or Farmers Insurance. These two insurance companies, which I had previously only known about because of their hilarious commercials, have sent representatives from their companies to Houston, in order to educate as well as assist the general public about their insurance options and filling out complicated insurance documents. The best part is that these representatives will help you out, even if your insurance company is neither Allstate nor Farmers.

While Allstate has set up what they are calling Educational Programs, other companies, like Farmers, are setting up tents to help assist with the sheer volume of both property and automobile claims, which are all estimated to cost in the billions of dollars.

I’m told that, during past post-disaster insurance handlings, like this one, insurance companies did not have any place to house their representatives. So, they required their insurance agents, who already lived there and still had their houses intact, to temporarily shelter these out of town insurance agents. Today, however, the insurance companies have set up these nice little tents to serve as a designated meeting place, as well as a place for their representatives to sleep in the evenings.

With the vast amount of insurance agents here answering insurance-related questions and assisting anyone and everyone with the not always easy to navigate government websites, these guests, living where we have dubbed ‘Farmer’s Village,’ will probably be here for the rest of the year, at least the very least. Also, as the damage gets further and further assessed, more and more insurance claims are needing to be filed, which makes the presence of these insurance agents all that more valuable because they get things done much faster here than we ever could on our computers and with speaking to customer service on the phone.

What will especially make me highly consider switching to a better insurance is insurance agents who are assisting victims with filing claims with FEMA and other government agencies. I have heard that for FEMA to help anyone who is uninsured for floods, they must receive proof that this particular individual was not insured for flood damages before the storm did its thing. While I’m waiting to switch, however, I’ll probably be looking for the assistance of a Houston attorney.

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Posted by on May 13, 2015 in Food | 0 comments

Foodies Love Louisville, Kentucky

The city of Louisville, Kentucky is steadily gaining its foothold in the field of culinary excellence. The growing popularity of many Louisville restaurants is slowly putting the great city on the culinary map, not only around the whole of the United States, but also around the world. The flavors that help define the city of Louisville are not only from the city’s diverse and inventive restaurant scene but also from the local products made to set the city apart from others.

Just as with any southern city, Louisville is strong on traditional Southern cuisine – with fried steak, chicken and catfish as a regular dinner dishes, paired with vegetables such as pinto beans and greens served with cornbread. There are a lot of similarities between Southern cuisine and Kentucky cuisine, but there are also distinctly unique dishes, and Louisville offers the Hot Brown and the Derby pie as among the city’s specialty.

Going through Louisville’s restaurants will provide you a great range of unique Louisville staples. One of the most recognizable flavors of Louisville is the Benedictine Spread. This cucumber/cream cheese spread has been a staple since the 1890s. For those who prefer great coffee and confectionaries, then visiting Please & Thank You coffee shop would be the best thing to do in NuLu. For meat lovers, Game is a restaurant that can offer a great variety of meats, from kangaroo to antelope to ostrich and venison. For those looking for Asian fusion, Milkwood by Chef Edward Lee would satisfy your cravings. And to cap the day off, head to The Silver Dollar, one of the top 10 whiskey bars in the United States according to GQ Magazine.

Louisville has distinguished itself by having their own homegrown flavor and a growing population of acclaimed chefs, it is not a wonder why foodies love to visit Louisville. Sooner or later, it may become the food hub of the nation.

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Posted by on Mar 15, 2015 in Dangerous Products | 0 comments

Zofran, Pregnancy, and Birth Defects

Zofran, also known by its generic name Ondansetron, is a drug prescribed to treat nausea and vomiting for patients experiencing side effects caused by certain treatments and medications. In particular, the drug helps alleviate nausea and vomiting caused by surgical procedures and cancer treatments like chemotherapy and radiation therapy. It was manufactured by GlaxoSmithKline in the 80s, and was approved by the Food and Drug Administration (FDA) in the early 90s.

The drug primarily works by inhibiting the production of serotonin, which triggers a particular area in the brain that is responsible for causing nausea and vomiting symptoms. This is why Zofran is called a serotonin blocker or serotonin antagonist. While it was originally intended to help surgical and cancer patients, it is considered to be helpful in alleviating nausea and vomiting caused by stomach issues such as gastroenteritis and even pregnancy.

The use of Zofran for pregnancy related sickness is what the medical community calls “off-label use”. It means that the drug is being prescribed to patients outside what it was originally intended and approved for by the FDA. Zofran’s off-label use became particularly rampant among pregnant women when GlaxoSmithKline had, according to William Kherkher, started promoting it safe for this very use.

Even though Zofran proves to be a highly effective drug, pregnant women should remain cautious about taking the drug. Unfortunately, there have been reported cases linking the use of Zofran to birth defects in infants. In recent years, several lawsuits have been filed by women who claim that their morning sickness regimen is actually the cause of their child’s life-threatening illnesses.

Just in 2013, the FDA issued a statement raising potential safety issues regarding the drug. However, scientific research about the drug’s pregnancy risks is often conflicting. In 2012, a study conducted by Motherisk found that the Zofran should no longer be prescribed to pregnant women. It recommended taking extreme caution, considering there is very little evidence to prove that it’s completely safe for consumption during pregnancy.

The use of Zofran during pregnancy may result in the following issues for the unborn child:

  • Congenital heart defects
  • Mouth deformities such as cleft lip and cleft palate
  • Jaundice
  • Muscolo-skeletal abnormalities

If you suspect that Zofran might have caused heath issues your child is currently experiencing, do not hesitate to seek legal counsel and seek out further information. Zofran birth defect lawyers could help you learn which options are available for you.

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Posted by on Apr 25, 2014 in Asset and Property Division, Prenuptial Agreement | 0 comments

The Advantages of Entering into a Prenuptial Agreement

A premarital agreement is a contract which people who are about to marry one another enter into: it is an agreement that clearly indicates how property and assets ought to be distributed in case of divorce, legal separation, or death. Though some may consider this to be an unromantic gesture, premarital agreements can help to provide spouses with a measure of security in their relationship, knowing that their futures are protected.

Pre-marital, prenuptial, and ante-nuptial agreements have long been a practice in the US. It was strongly enforced in 1848 through the Married Women’s Property Act. It was this act that gave women who entered into marriage their identity and rights back, since before this, a married woman’s legal existence was recognized only as extensions of her husband’s. This was due to the legal policy called coverture, a law that relinquished a woman’s legal rights upon marriage to her husband. Because of coverture, a married woman lost any right to own, sell, or transfer property, enter into contracts, earn a salary, or get an education without the consent of her husband and, even if her husband allowed her to work, the policy obliged her to surrender her earnings to him. Thus, in the event of divorce, she stood the chance of losing all her property to her husband.

History shows all the more how important a prenuptial agreement is. For both parties to appreciate its real value, though, it has to be talked about long before engagement, as openly and candidly as possible and with the help of qualified divorce attorneys who will make sure that both of your rights and interests are well protected. The process of divorce may become complicated without the guidance of someone who understands family or divorce law. The following are just some of the benefits this type of agreement can confer:

  • preservation of family ties and inheritance;
  • guaranteed protection of the children’s financial security earned from an earlier marriage;
  • protection over personal and business assets made prior to marriage
  • eliminates the need for lengthy and expensive asset and finance court settlements in case of divorce.

 

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Posted by on Feb 12, 2014 in Birth Control | 0 comments

Yaz, Yasmin and Ocella Litigation: Not Defective Drugs

Product liability can apply to any consumer product, including medications. When a drug is found to have harmful effects, most people consider it a defective drug. But in many cases, the drug is not defective at all.

There are three general categories for product liability: defective products, dangerous products, and improper marketing of products. The case of 4th generation birth control pills Yaz, Yasmin and Ocella is a good example of the second category, dangerous products, which means that while the drug is properly manufactured (not defective), it is still inherently dangerous. The liability lies in the failure to inform or warn potential users about the inherent risks attached to the product.

This is the main point that plaintiffs are making in their pursuit of personal injury claims against Bayer, the manufacturer of Yaz, Yasmin, and indirectly, Ocella. They are claiming that Bayer knew or should have known that the products were dangerous, and concealed it from the public by neglecting to include this information in labels and package inserts, as well as announcing it to the medical community.

To date, there have been in excess of 8,000 claims filed against Bayer. In 2012, the company agreed to address about 3,200 of these in a settlement program with a fund pool of $1 billion. The reality is that as of July 8, 2013, $1.4 Billion had been paid out to 6,760 claimants, which averages to about $200,000 per claimant, and still there are 5,400 which remain to be settled. Bayer is expecting more cases to be filed in the future, including those for Safyral and Beyaz, more recent additions to the drospirenone-containing birth control pill family produced by Bayer. Bayer is still not admitting any liability for the products.

If you or a family member developed blood clots from using Yaz, Yasmin or Ocella which resulted in deep vein thrombosis or pulmonary embolism, you may still be able to make a claim against Bayer. Get in touch with a products liability lawyer in your area with experience in dealing with pharmaceutical companies to get the ball rolling.

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